The field notes
Understanding the Various Arguments for Why the Fed Needs to Cut Rates
The economic winds are showing signs of changing. The tailwinds produced by the economic stimulus of COVID-19 that once had the strength of the jet stream have shown signs of…
Read the essayAnalysis of Lending Limit Increases for HECM Borrowers
In semi-recent news, the Federal Housing Finance Agency increased the lending limit on conforming loans for 2024. Understanding the HECM Program The Home Equity Conversion Mortgage (HECM) program, integral to…
Read the essayVisualizing HECM Principal Limit Factors & How Rates and Age Affect Them
I think everyone in the reverse mortgage space has probably heard these anecdotes: “As borrower age increases, the amount of money the borrower qualifies for increases” “As interest rates decrease,…
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