Understanding the Various Arguments for Why the Fed Needs to Cut Rates

The economic winds are showing signs of changing. The tailwinds produced by the economic stimulus of COVID-19 that once had the strength of the jet stream have shown signs of […]

Analysis of Lending Limit Increases for HECM Borrowers

In semi-recent news, the Federal Housing Finance Agency increased the lending limit on conforming loans for 2024. Understanding the HECM Program The Home Equity Conversion Mortgage (HECM) program, integral to […]

Visualizing HECM Principal Limit Factors & How Rates and Age Affect Them

I think everyone in the reverse mortgage space has probably heard these anecdotes: “As borrower age increases, the amount of money the borrower qualifies for increases” “As interest rates decrease, […]