Mortgage executive and hands-on technologist with more than a decade in lending. I lead teams and build the systems behind origination, underwriting, and operations—from proprietary lending platforms to machine learning and multi-agent AI.
Experience
2019–PRESENT / SOUTH RIVER MORTGAGE
South River Mortgage
Annapolis, MD
President
President and Chief Technology Officer
Chief Executive OfficerCurrent role
Helped scale the business from launch to more than 200 HECM reverse mortgages per month at peak production, spanning origination through post-closing.
Lead technology and lending operations, with 10 direct reports and an organization of more than 125 staff.
Built a proprietary loan origination system, released in 2025, alongside pricing, eligibility, and CRM tools. Supported SOC 1 Type II and SOC 2 Type II compliance.
Developed a multi-agent AI credit analyst for financial assessments, supporting documents, and disclosures, producing structured outputs for pre-appraisal review.
Lead data science and production machine learning supporting lending decisions, pipeline analytics, and CRM next-best-action workflows.
Developed proprietary reverse-mortgage underwriting and operating processes with counsel and investor guidelines.
2017–2019 / ELITE FUNDING
Elite Funding Corporation
Baltimore, MD
Vice President of Operations May 2017–November 2019
Led processing, closing, and funding, managing a team of 25 originators and processors.
Created operating procedures, training programs, compliance documentation, and origination manuals.
Ranked first among the company’s loan originators in both volume and units, specializing in HECM and proprietary reverse mortgages.
2015–2017 / SPORTS CAPITAL
Sports Capital Lending
Columbia, MD
Underwriting Manager July 2015–May 2017
Managed underwriting against investor requirements and served as the escalation and scenario desk.
Made final credit decisions using credit history, Dun & Bradstreet, and LexisNexis research.
