B.A. ECONOMICS

Completed bachelor's degree in Economics at University of Maryland, College Park, and graduated cum laude in 3 years.

B.A. SPANISH LITERATURE

Completed bachelor's degree in Spanish Language and Literature at University of Maryland, College Park, and graduated cum laude in 3 years.

STATE-LICENSED LOAN ORIGINATOR

Fully licensed mortgage loan originator.

Phi Beta Kappa

Inducted into national collegiate honor society for academic excellence

PRESIDENT AND CHIEF TECHNOLOGY OFFICER

Founding employee at South River Mortgage, leading South River Mortgage's production from zero initial volume to over 200 reverse mortgages (HECM & proprietary) per month and one of the top 5 reverse mortgage lenders

Oversaw transition of broker to FHA approved lender

Created South River Mortgage's proprietary reverse mortgage, HomeForLife

Created powerful reverse mortgage marketing engine to drive low-cost conversions, both in new-to-reverse borrowers and HECM-to-HECM refinances, using multiple data sources and blends

Oversaw technology development for proprietary, in-house loan pricing and qualification engine and custom CRM

Lead data science team; developed deep learning networks and machine learning with implementations in capital markets and direct mail marketing

Managed investor relationships ranging from service level SLAs to pricing negotiation

Designed underwriting and operations processes for both proprietary reverse mortgage and HECM loan programs in collaboration with counsel, investor guidelines, and industry best practices from initial application to post-closing

Grew a team of 10 direct reports and total staff headcount of 150

VICE PRESIDENT OF OPERATIONS

Oversaw processing, closing, and funding functions within the organization to ensure service levels were met.

Created standardized operating procedures on both the sales and operations side including training, compliance, and origination manuals.

Managed team of 25, including both loan originators and processors.